1. Acceptance of terms
By accessing or using shrewdeveryday.blog (the "Site"), you agree to these Terms of Use. If you do not agree, please do not use the Site.
2. Informational content only
All content on the Site is provided for general informational and educational purposes. It is not medical, legal, financial or other professional advice. Always seek the advice of a qualified professional regarding your specific situation.
3. Intellectual property
Unless otherwise stated, the text, design and graphics on the Site belong to Shrewd Everyday. You may share links to our articles and quote short excerpts with attribution, but you may not republish full articles without written permission.
4. Acceptable use
You agree not to misuse the Site, including attempting to disrupt it, access it without authorization, or use it for any unlawful purpose.
5. External links
The Site may link to third-party websites. We are not responsible for the content, policies or practices of those websites.
6. Disclaimer and limitation of liability
The Site is provided "as is" without warranties of any kind. To the fullest extent permitted by law, Shrewd Everyday is not liable for any loss or damage arising from your use of the Site or reliance on its content.
7. Changes
We may update these Terms at any time. Continued use of the Site after changes means you accept the updated Terms.
8. Contact
Questions about these Terms can be sent to contact@shrewdeveryday.blog.